Straightforward, disciplined pricing.
Opening a Torch Avkasten account costs nothing. There are no hidden fees for setting up an account — you only ever commit the amount you decide to invest, and every platform tool is included from day one.
What the numbers look like in practice
A first deposit, methodically laid out
A first deposit is the entire cost picture: the amount you send, the spread applied on conversion, and nothing further until you decide to trade. There's no monthly account fee and no charge for simply holding your balance.
What happens on the same day
Your balance appears once payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the funds arrived from — a requirement, not a preference, that keeps the account firmly yours. Processing is free on our end; any deduction you see comes from your own bank or card issuer.
Timing you can plan around
Requests made on a business day are reviewed the same day. Card returns usually settle within three to five business days, bank transfers within two.
Where costs can appear
These are the only points where money leaves your balance for something other than an investment you have chosen.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What's included
- Free account setup — no registration or licence fees.
- No hidden charges on deposits, withdrawals or account upkeep.
- Only standard broker spreads or network costs may apply.
- Start from the minimum deposit and scale at a measured pace.